11427 Hawks Ridge Ter #38GermantownMD20876
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow11427 Hawks Ridge Ter #38, Germantown, MD, 20876 in Germantown earns its strong cash-flow label: 10.21% yield, $2,935/mo rent, $790/mo net income, DSCR 1.89. The $344,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $95,290 by year five. Combined with $3,177/yr in principal paydown, total projected return reaches $181,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 5.8% |
| Monthly Cash Flow | $790 | $1,850 |
City averages based on Germantown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,935 |
| Total Monthly Debt Service | $2,008 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20876, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,415 (100%) |
| Owner Occupied HU | 5,573 (66.2%) |
| Renter Occupied HU | 2,600 (30.9%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $572,077 |
| Average Home Value | $615,938 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,208
Multi-Family
1,596
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20876, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,415 (100%) |
| Owner Occupied HU | 5,573 (66.2%) |
| Renter Occupied HU | 2,600 (30.9%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $572,077 |
| Average Home Value | $615,938 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,208
Multi-Family
1,596
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amadu Forna • Metro Houses Real Estate Services
Mls Name: Bright MLS
Mls ID: #MDMC2207722