1112 Sterling AveBerkeleyCA94708
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1112 Sterling Ave, Berkeley, CA, 94708 in Berkeley is a top-tier cash-flow asset. At $589,000 it produces $7,529/mo in rent and $3,885/mo in net monthly income, a 15.34% gross rental yield. The DSCR of 2.84 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $46,622. Five-year appreciation adds $162,730, driving a total cumulative return of $473,372.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.3% | 6.0% |
| Monthly Cash Flow | $3,885 | $1,500 |
City averages based on Berkeley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,529 |
| Total Monthly Debt Service | $3,409 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94708, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,961 (100%) |
| Owner Occupied HU | 3,860 (77.8%) |
| Renter Occupied HU | 813 (16.4%) |
| Vacant Housing Units | 288 ( 5.8%) |
| Median Home Value | $1,724,138 |
| Average Home Value | $1,691,598 |
Housing Distribution
Address Breakdown
Residential
4,820
Single Family
4,726
Multi-Family
94
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94708, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,961 (100%) |
| Owner Occupied HU | 3,860 (77.8%) |
| Renter Occupied HU | 813 (16.4%) |
| Vacant Housing Units | 288 ( 5.8%) |
| Median Home Value | $1,724,138 |
| Average Home Value | $1,691,598 |
Housing Distribution
Address Breakdown
Residential
4,820
Single Family
4,726
Multi-Family
94
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices