176 BedfordHerculesCA94547
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 176 Bedford, Hercules, CA, 94547 in Hercules. At $502,500 it earns $4,148/mo in rent and distributes $980/mo to the owner after the $2,260/mo payment, a consistent 9.91% yield. DSCR 1.84 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $138,831 in value; $4,628/yr in principal paydown compounds ownership stake. Total projected return: $257,384.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $980 | $1,200 |
City averages based on Hercules market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,148 |
| Total Monthly Debt Service | $2,909 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
5,924 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94547, Hercules, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,421 (100%) |
| Owner Occupied HU | 6,828 (72.5%) |
| Renter Occupied HU | 2,206 (23.4%) |
| Vacant Housing Units | 387 ( 4.1%) |
| Median Home Value | $784,940 |
| Average Home Value | $843,488 |
Housing Distribution
Address Breakdown
Residential
9,000
Single Family
7,941
Multi-Family
1,059
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
5,924 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94547, Hercules, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,421 (100%) |
| Owner Occupied HU | 6,828 (72.5%) |
| Renter Occupied HU | 2,206 (23.4%) |
| Vacant Housing Units | 387 ( 4.1%) |
| Median Home Value | $784,940 |
| Average Home Value | $843,488 |
Housing Distribution
Address Breakdown
Residential
9,000
Single Family
7,941
Multi-Family
1,059
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bay East AOR
Mls ID: #41126586