10681 Oak St SPACE 57Los AlamitosCA90720
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 10681 Oak St SPACE 57, Los Alamitos, CA, 90720 in Los Alamitos. Priced at $298,000, it generates $5,390/mo in gross rent and $3,547/mo in net monthly cash flow, a 21.71% yield that comfortably supports the 4.02 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $42,563. Five-year appreciation: $82,332. Equity from principal paydown: $2,745/yr. Total projected cumulative return: $341,263.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.7% | 6.0% |
| Monthly Cash Flow | $3,547 | $400 |
City averages based on Los Alamitos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,390 |
| Total Monthly Debt Service | $1,725 |
| DSCR Ratio | 3.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
1,344 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90720, Los Alamitos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,689 (100%) |
| Owner Occupied HU | 5,384 (62.0%) |
| Renter Occupied HU | 3,015 (34.7%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $1,227,798 |
| Average Home Value | $1,248,586 |
Housing Distribution
Address Breakdown
Residential
8,533
Single Family
6,582
Multi-Family
1,951
Businesses
1,700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
1,344 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90720, Los Alamitos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,689 (100%) |
| Owner Occupied HU | 5,384 (62.0%) |
| Renter Occupied HU | 3,015 (34.7%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $1,227,798 |
| Average Home Value | $1,248,586 |
Housing Distribution
Address Breakdown
Residential
8,533
Single Family
6,582
Multi-Family
1,951
Businesses
1,700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices