2124 W Civic Center DrSanta AnaCA92703
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2124 W Civic Center Dr, Santa Ana, CA, 92703 in Santa Ana at $720,000 earns $4,582/mo in rent and nets $128/mo after the $3,238/mo payment, a 7.64% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $198,923 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $6,631/yr in principal paydown, total projected return reaches $281,189.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $128 | $1,500 |
City averages based on Santa Ana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,582 |
| Total Monthly Debt Service | $4,168 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
5,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92703, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,968 (100%) |
| Owner Occupied HU | 6,488 (46.4%) |
| Renter Occupied HU | 7,051 (50.5%) |
| Vacant Housing Units | 429 ( 3.1%) |
| Median Home Value | $629,303 |
| Average Home Value | $638,125 |
Housing Distribution
Address Breakdown
Residential
14,117
Single Family
11,338
Multi-Family
2,779
Businesses
1,108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
5,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92703, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,968 (100%) |
| Owner Occupied HU | 6,488 (46.4%) |
| Renter Occupied HU | 7,051 (50.5%) |
| Vacant Housing Units | 429 ( 3.1%) |
| Median Home Value | $629,303 |
| Average Home Value | $638,125 |
Housing Distribution
Address Breakdown
Residential
14,117
Single Family
11,338
Multi-Family
2,779
Businesses
1,108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Esteban Moreno • ESTEBAN MORENO, BROKER
Mls Name: CRMLS
Mls ID: #CV25124636