10192 Luther Rd, Live Oak, CA, 95953 | $631/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Live Oak at 10192 Luther Rd, Live Oak, CA, 95953 offers a 10.79% rental yield on a $225,000 purchase with $2,023/mo rent. Total monthly income registers $2,023/mo, and a $1,101/mo payment leaves $631/mo available for distribution. Annual cash flow reaches $7,576/yr on $74,588 to close, and return on cash invested stands at 30.07% in year one. Equity gained on principal adds $1,452/yr while 5% annual appreciation supports $62,163 over five years. Portfolio math shows five-year ROI at 157.34% and total cumulative return in cash at $117,357. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,023/mo property income against a $1,101/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1945

0.52 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95953, Live Oak, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,885 (100%)
Owner Occupied HU	2,437 (62.7%)
Renter Occupied HU	1,282 (33.0%)
Vacant Housing Units	166 ( 4.3%)
Median Home Value	$401,534
Average Home Value	$450,676