1909 Covillaud St APT 37MarysvilleCA95901



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who treat current yield as secondary to long-run equity growth will find 1909 Covillaud St APT 37, Marysville, CA, 95901 in Marysville worth modelling. At $198,999 with a 10.41% gross yield, the $1,720/mo rent leaves $96/mo after the $895/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.92 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $54,980 by year five; $1,833/yr in principal reduction adds further equity. Total projected return: $82,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.5% |
| Monthly Cash Flow | $96 | $350 |
City averages based on Marysville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,720 |
| Total Monthly Debt Service | $1,552 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
501 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95901, Marysville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,975 (100%) |
| Owner Occupied HU | 7,256 (51.9%) |
| Renter Occupied HU | 5,633 (40.3%) |
| Vacant Housing Units | 1,086 ( 7.8%) |
| Median Home Value | $380,118 |
| Average Home Value | $417,184 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
11,599
Multi-Family
1,204
Businesses
975



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Condo
Built in 1978
501 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95901, Marysville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,975 (100%) |
| Owner Occupied HU | 7,256 (51.9%) |
| Renter Occupied HU | 5,633 (40.3%) |
| Vacant Housing Units | 1,086 ( 7.8%) |
| Median Home Value | $380,118 |
| Average Home Value | $417,184 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
11,599
Multi-Family
1,204
Businesses
975
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Robert Walsh • Keller Williams Rlty Yuba-Sutr
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225071439
Disclaimer: Every person who intends to view or use such MLS information agrees to Terms of Use that include the following terms and conditions:All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2025 MetroList Services, Inc. Information being provided by Metrolist Services, Inc. is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. [Click here for more information](/mls-disclaimers/#16)








