W154N10094 Moonlite DRIVEGermantownWI53022
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at W154N10094 Moonlite DRIVE, Germantown, WI, 53022 in Germantown is narrow, $198/mo net on $4,091/mo rent after the $2,608/mo debt service, but the property operates at break-even-plus, not a loss. At $580,000 with a 8.46% yield, the long-run equity case via 5% appreciation ($160,243 over five years) and $5,342/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $234,053.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $198 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,091 |
| Total Monthly Debt Service | $3,662 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53022, Germantown, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,761 (100%) |
| Owner Occupied HU | 6,384 (72.9%) |
| Renter Occupied HU | 2,087 (23.8%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $413,473 |
| Average Home Value | $443,112 |
Housing Distribution
Address Breakdown
Residential
8,503
Single Family
7,647
Multi-Family
856
Businesses
879
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53022, Germantown, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,761 (100%) |
| Owner Occupied HU | 6,384 (72.9%) |
| Renter Occupied HU | 2,087 (23.8%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $413,473 |
| Average Home Value | $443,112 |
Housing Distribution
Address Breakdown
Residential
8,503
Single Family
7,647
Multi-Family
856
Businesses
879
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lara Heffernan • Berg Elite Realty
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1917643
Disclaimer: Information is supplied by seller and other third parties and has not been verified. Copyright 2025 WiREx All Rights Reserved