The Camden Plan, Windmill RidgeDibervilleMS39540
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at The Camden Plan, Windmill Ridge, Diberville, MS, 39540 in Diberville. Priced at $407,900, it generates $3,611/mo in gross rent and $1,115/mo in net monthly cash flow, a 10.62% yield that comfortably supports the 1.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,376. Five-year appreciation: $112,695. Equity from principal paydown: $3,757/yr. Total projected cumulative return: $226,332.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $1,115 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,611 |
| Total Monthly Debt Service | $2,334 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39540, Diberville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,095 (100%) |
| Owner Occupied HU | 3,216 (52.8%) |
| Renter Occupied HU | 2,537 (41.6%) |
| Vacant Housing Units | 342 ( 5.6%) |
| Median Home Value | $242,085 |
| Average Home Value | $266,859 |
Housing Distribution
Address Breakdown
Residential
5,669
Single Family
4,688
Multi-Family
981
Businesses
810
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39540, Diberville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,095 (100%) |
| Owner Occupied HU | 3,216 (52.8%) |
| Renter Occupied HU | 2,537 (41.6%) |
| Vacant Housing Units | 342 ( 5.6%) |
| Median Home Value | $242,085 |
| Average Home Value | $266,859 |
Housing Distribution
Address Breakdown
Residential
5,669
Single Family
4,688
Multi-Family
981
Businesses
810
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mississippi Internet Sales Specialist • D.R. Horton
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A