Raspberry LnAngels CampCA95222
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at Raspberry Ln, Angels Camp, CA, 95222 in Angels Camp speaks for itself: 25.2% gross on a $225,000 price, generating $4,726/mo in rent and $3,334/mo in net income after the $1,012/mo debt service. DSCR 4.67, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $40,005 stacks alongside $62,163 in projected five-year appreciation and $2,072/yr in principal reduction. Projected total cumulative return: $299,880.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 25.2% | 6.2% |
| Monthly Cash Flow | $3,334 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,726 |
| Total Monthly Debt Service | $1,302 |
| DSCR Ratio | 3.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
5.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95222, Angels Camp, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,868 (100%) |
| Owner Occupied HU | 1,766 (61.6%) |
| Renter Occupied HU | 635 (22.1%) |
| Vacant Housing Units | 467 (16.3%) |
| Median Home Value | $527,909 |
| Average Home Value | $589,822 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,214
Multi-Family
73
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
5.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95222, Angels Camp, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,868 (100%) |
| Owner Occupied HU | 1,766 (61.6%) |
| Renter Occupied HU | 635 (22.1%) |
| Vacant Housing Units | 467 (16.3%) |
| Median Home Value | $527,909 |
| Average Home Value | $589,822 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,214
Multi-Family
73
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DIANE BATEMAN • Next Home Utica Properties
Mls Name: TCAR MLS
Mls Provider:
Mls ID: #20241093
Disclaimer: Copyright Tuolumne County Association of REALTORS, Inc., all rights reserved. Information is deemed reliable but not guaranteed.