Mill Villa 503 Plan, Mill Villa EstatesJamestownCA95327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMill Villa 503 Plan, Mill Villa Estates, Jamestown, CA, 95327 in Jamestown is a solid income-producing rental, 9.75% gross yield, $1,584/mo rent, $378/mo net cash flow on a $194,900 buy. DSCR 1.81 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $53,847 and $1,795/yr in principal reduction project a total cumulative return of $98,308.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $378 | $1,200 |
City averages based on Jamestown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,584 |
| Total Monthly Debt Service | $1,128 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95327, Jamestown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,168 (100%) |
| Owner Occupied HU | 1,941 (61.3%) |
| Renter Occupied HU | 836 (26.4%) |
| Vacant Housing Units | 391 (12.3%) |
| Median Home Value | $477,682 |
| Average Home Value | $592,060 |
Housing Distribution
Address Breakdown
Residential
2,564
Single Family
2,476
Multi-Family
88
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95327, Jamestown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,168 (100%) |
| Owner Occupied HU | 1,941 (61.3%) |
| Renter Occupied HU | 836 (26.4%) |
| Vacant Housing Units | 391 (12.3%) |
| Median Home Value | $477,682 |
| Average Home Value | $592,060 |
Housing Distribution
Address Breakdown
Residential
2,564
Single Family
2,476
Multi-Family
88
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Brian L. Fitterer Inc.
Mls Name: Investment Property Group
Mls ID: #N/A