Ohio Ave, Humboldt, IA, 50548 | Equity Gain $6,711/yr

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Humboldt at Ohio Ave, Humboldt, IA, 50548 offers a 1.4% rental yield on a $1,040,000 purchase with $1,217/mo rent. 65% in year one. Equity gained on principal adds $6,711/yr while 5% annual appreciation supports $287,333 over five years. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,217/mo property income against a $5,090/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in N/A

80 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 50548, Humboldt, IA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,725 (100%)
Owner Occupied HU	1,730 (63.5%)
Renter Occupied HU	735 (27.0%)
Vacant Housing Units	260 ( 9.5%)
Median Home Value	$186,927
Average Home Value	$232,088