N9221 Sumac LnGreshamWI54128
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.99% gross rental yield, N9221 Sumac Ln, Gresham, WI, 54128 in Gresham is priced for capital growth, not immediate cash flow. The $325,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $89,792 by year five, with $2,993/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.92) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $70,590.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.2% |
| Monthly Cash Flow | $(830) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,351 |
| Total Monthly Debt Service | $2,052 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54128, Gresham, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,001 (100%) |
| Owner Occupied HU | 667 (66.6%) |
| Renter Occupied HU | 134 (13.4%) |
| Vacant Housing Units | 200 (20.0%) |
| Median Home Value | $198,674 |
| Average Home Value | $239,966 |
Housing Distribution
Address Breakdown
Residential
586
Single Family
566
Multi-Family
20
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54128, Gresham, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,001 (100%) |
| Owner Occupied HU | 667 (66.6%) |
| Renter Occupied HU | 134 (13.4%) |
| Vacant Housing Units | 200 (20.0%) |
| Median Home Value | $198,674 |
| Average Home Value | $239,966 |
Housing Distribution
Address Breakdown
Residential
586
Single Family
566
Multi-Family
20
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MARILYN HAROLDSON • RE/MAX EXCEL
Mls Name: GNMLS
Mls Provider:
Mls ID: #212466
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.