LOT 7 Beach DrOcean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. Rental yield 2.56%. LOT 7 Beach Dr, Ocean Springs, MS, 39564 in Ocean Springs at $985,000, 2.56% gross yield, is a market-growth asset. The $2,100/mo rent partially funds the $4,429/mo debt service; the core return is the 5%/yr price growth projected to add $272,137 over five years. Ziffy Mortgage's DSCR mortgage (0.47) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $111,492.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.5% |
| Monthly Cash Flow | $(4,078) | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $5,786 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
2,613 sqft lot
$N/A/sqft
$1,800 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
2,613 sqft lot
$N/A/sqft
$1,800 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer L Gill • Blackstone Realty, LLC
Mls Name: MLS United
Mls ID: #4095413
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.