LOT 5 Mingus Summer Cabins LOT 5JeromeAZ86331
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowLOT 5 Mingus Summer Cabins LOT 5, Jerome, AZ, 86331 in Jerome is a top-tier cash-flow asset. At $115,000 it produces $1,980/mo in rent and $1,300/mo in net monthly income, a 20.66% gross rental yield. The DSCR of 3.83 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,603. Five-year appreciation adds $31,772, driving a total cumulative return of $127,187.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.7% | 7.0% |
| Monthly Cash Flow | $1,300 | $1,200 |
City averages based on Jerome market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $634 |
| DSCR Ratio | 3.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86331, Jerome, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 339 (100%) |
| Owner Occupied HU | 225 (66.4%) |
| Renter Occupied HU | 64 (18.9%) |
| Vacant Housing Units | 50 (14.7%) |
| Median Home Value | $573,370 |
| Average Home Value | $551,944 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86331, Jerome, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 339 (100%) |
| Owner Occupied HU | 225 (66.4%) |
| Renter Occupied HU | 64 (18.9%) |
| Vacant Housing Units | 50 (14.7%) |
| Median Home Value | $573,370 |
| Average Home Value | $551,944 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Naomi McKeever • Arizona Adobe Group Realty
Mls Name: SVVAR
Mls Provider:
Mls ID: #539351
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.