Kamehameha V Hwy UNIT 312A-A312KaunakakaiHI96748
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find Kamehameha V Hwy UNIT 312A-A312, Kaunakakai, HI, 96748 in Kaunakakai hard to pass up. The 10.16% gross yield on a $275,000 purchase results in $2,329/mo in rent and $763/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.88). Annual cash flow of $9,159, five-year appreciation of $75,977, and $2,533/yr in equity build-up combine for a projected total cumulative return of $152,763.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $763 | $500 |
City averages based on Kaunakakai market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,329 |
| Total Monthly Debt Service | $1,457 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
4.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
4.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa N Willing RB-17675 • Tropical Island Properties LLC
Mls Name: RAM
Mls ID: #407289