7142 Kamehameha V Hwy #A112KaunakakaiHI96748
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 7142 Kamehameha V Hwy #A112, Kaunakakai, HI, 96748 in Kaunakakai is the 1.51 coverage ratio: rent of $1,594/mo versus a $1,057/mo debt payment on a $235,000 property. Rental yield 8.14%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $64,926 by year five, with $2,164/yr in equity from paydown. Total projected cumulative return: $54,344.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $(590) | $500 |
City averages based on Kaunakakai market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,594 |
| Total Monthly Debt Service | $2,090 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
0.50 Acres lot
$N/A/sqft
$620 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
0.50 Acres lot
$N/A/sqft
$620 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nathalie C Mullinix RB-17596 • Nathalie Mullinix Rlty Universal Inc
Mls Name: RAM
Mls Provider:
Mls ID: #404917
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