Ivy Plan, Twin LakesHoschtonGA30548
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: Ivy Plan, Twin Lakes, Hoschton, GA, 30548 in Hoschton at $477,990 earns $3,096/mo in rent and nets $187/mo after the $2,149/mo payment, a 7.77% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $132,060 over five years. Ziffy Mortgage underwrites this on a 1.44 DSCR without U.S. credit history. With $4,402/yr in principal paydown, total projected return reaches $193,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $187 | $250 |
City averages based on Hoschton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,096 |
| Total Monthly Debt Service | $2,719 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30548, Hoschton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,551 (83.4%) |
| Renter Occupied HU | 1,267 (11.1%) |
| Vacant Housing Units | 633 ( 5.5%) |
| Median Home Value | $405,711 |
| Average Home Value | $451,015 |
Housing Distribution
Address Breakdown
Residential
11,291
Single Family
11,107
Multi-Family
184
Businesses
465
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
