County Road 203TillatobaMS38961
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, County Road 203, Tillatoba, MS, 38961 in Tillatoba earns a 10.92% gross yield at $117,600. Rent of $1,070/mo nets $351/mo after the $529/mo mortgage. The 2.02 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $32,491 and $1,083/yr in equity accumulation project a total cumulative return of $67,081.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $351 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,070 |
| Total Monthly Debt Service | $673 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38961, Tillatoba, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 564 (100%) |
| Owner Occupied HU | 409 (72.5%) |
| Renter Occupied HU | 88 (15.6%) |
| Vacant Housing Units | 67 (11.9%) |
| Median Home Value | $106,424 |
| Average Home Value | $125,428 |
Housing Distribution
Address Breakdown
Residential
536
Single Family
536
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38961, Tillatoba, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 564 (100%) |
| Owner Occupied HU | 409 (72.5%) |
| Renter Occupied HU | 88 (15.6%) |
| Vacant Housing Units | 67 (11.9%) |
| Median Home Value | $106,424 |
| Average Home Value | $125,428 |
Housing Distribution
Address Breakdown
Residential
536
Single Family
536
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kadero Edley • Tom Smith Land & Homes
Mls Name: MLS United
Mls ID: #4079289
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2024 MLS United, LLC.