37 Cedar LnCoffeevilleMS38922
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.41% yield at 37 Cedar Ln, Coffeeville, MS, 38922 in Coffeeville is solid, but the $467/mo payment compresses net cash flow to $179/mo at $103,950. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $28,719 by year five, and $957/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.75) without U.S. income documentation. Total projected return: $50,946.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $179 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $815 |
| Total Monthly Debt Service | $595 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38922, Coffeeville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,978 (100%) |
| Owner Occupied HU | 1,238 (62.6%) |
| Renter Occupied HU | 331 (16.7%) |
| Vacant Housing Units | 409 (20.7%) |
| Median Home Value | $125,000 |
| Average Home Value | $169,592 |
Housing Distribution
Address Breakdown
Residential
1,502
Single Family
1,502
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38922, Coffeeville, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,978 (100%) |
| Owner Occupied HU | 1,238 (62.6%) |
| Renter Occupied HU | 331 (16.7%) |
| Vacant Housing Units | 409 (20.7%) |
| Median Home Value | $125,000 |
| Average Home Value | $169,592 |
Housing Distribution
Address Breakdown
Residential
1,502
Single Family
1,502
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Hubzu
Mls ID: #94317647198AUCN9