Canton Plan, Hartrick Ranch, Temple, TX, 76502 | $324/mo Cash Flow

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Canton Plan, Hartrick Ranch, Temple, TX, 76502 | $324/mo Cash Flow | Ziffy

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at Canton Plan, Hartrick Ranch, Temple, TX, 76502 with 5% annual appreciation on a $284,000 basis while $2,344/mo rent supports operations. Total monthly income totals $2,344/mo and a $1,390/mo payment preserves $324/mo for cash returns. Annual cash flow comes to $3,894/yr on $94,146 deployed, and return on cash invested reaches 24.04% in year one. Equity gained on principal adds $1,833/yr, and five-year appreciation sums $78,464 alongside rental yield of 9.9%. Five-year ROI measures 126.26% and total cumulative return in cash totals $118,865.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,344/mo property income versus a $1,390/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2024

N/A lot

$N/A/sqft

No HOA

More details about the property

Our popular Canton floor plan has been meticulously designed for your needs. It offers ample storage space to keep you organized, with built-in shelving in the laundry room, a spacious corner pantry, a linen closet in the primary bath, walk-in closets in two of the secondary bedrooms, and a closet conveniently located across from the garage entry. You can now store your belongings with ease, and focus on creating memories with your loved ones in your new home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680