B-1X Plan, BlueprintSanta ClaraCA95051
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.22% gross rental yield, B-1X Plan, Blueprint, Santa Clara, CA, 95051 in Santa Clara is priced for capital growth, not immediate cash flow. The $1,683,375 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $465,085 by year five, with $15,504/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.60) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $258,872.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.0% |
| Monthly Cash Flow | $(5,896) | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,518 |
| Total Monthly Debt Service | $9,744 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices