400 Siam Trl #8SunnyvaleCA94089
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 400 Siam Trl #8, Sunnyvale, CA, 94089 in Sunnyvale at $1,432,893, 3.63% gross yield, is a market-growth asset. Rental yield 3.63%. The $4,338/mo rent partially funds the $6,443/mo debt service; the core return is the 5%/yr price growth projected to add $395,882 over five years. Ziffy Mortgage's DSCR mortgage (0.67) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $205,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 5.0% |
| Monthly Cash Flow | $(5,299) | $1,500 |
City averages based on Sunnyvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,338 |
| Total Monthly Debt Service | $9,067 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
$773 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94089, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,575 (100%) |
| Owner Occupied HU | 5,077 (53.0%) |
| Renter Occupied HU | 4,004 (41.8%) |
| Vacant Housing Units | 494 ( 5.2%) |
| Median Home Value | $1,042,479 |
| Average Home Value | $1,004,661 |
Housing Distribution
Address Breakdown
Residential
9,105
Single Family
7,457
Multi-Family
1,648
Businesses
459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
$773 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94089, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,575 (100%) |
| Owner Occupied HU | 5,077 (53.0%) |
| Renter Occupied HU | 4,004 (41.8%) |
| Vacant Housing Units | 494 ( 5.2%) |
| Median Home Value | $1,042,479 |
| Average Home Value | $1,004,661 |
Housing Distribution
Address Breakdown
Residential
9,105
Single Family
7,457
Multi-Family
1,648
Businesses
459
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices