9969 Highway 23WitterAR72776
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 9969 Highway 23, Witter, AR, 72776 in Witter: $2,468/mo in rent, $1,155/mo net, 13.56% gross yield, all on a $218,500 acquisition. The 2.51 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $60,368 in value, and $2,012/yr in principal paydown steadily builds equity. Projected total cumulative return: $156,998.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.2% |
| Monthly Cash Flow | $1,155 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,468 |
| Total Monthly Debt Service | $1,227 |
| DSCR Ratio | 2.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
76.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72776, Witter, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 364 (100%) |
| Owner Occupied HU | 253 (69.5%) |
| Renter Occupied HU | 38 (10.4%) |
| Vacant Housing Units | 73 (20.1%) |
| Median Home Value | $291,667 |
| Average Home Value | $281,818 |
Housing Distribution
Address Breakdown
Residential
294
Single Family
294
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
76.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72776, Witter, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 364 (100%) |
| Owner Occupied HU | 253 (69.5%) |
| Renter Occupied HU | 38 (10.4%) |
| Vacant Housing Units | 73 (20.1%) |
| Median Home Value | $291,667 |
| Average Home Value | $281,818 |
Housing Distribution
Address Breakdown
Residential
294
Single Family
294
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices