150 S Center StElkinsAR72727
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 150 S Center St, Elkins, AR, 72727 in Elkins at $189,900 earns $1,260/mo in rent and nets $118/mo after the $854/mo payment, a 7.96% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $52,466 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $1,749/yr in principal paydown, total projected return reaches $79,482.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 9.0% |
| Monthly Cash Flow | $118 | $300 |
City averages based on Elkins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $1,066 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72727, Elkins, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,954 (100%) |
| Owner Occupied HU | 2,253 (76.3%) |
| Renter Occupied HU | 409 (13.8%) |
| Vacant Housing Units | 292 ( 9.9%) |
| Median Home Value | $246,921 |
| Average Home Value | $318,877 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72727, Elkins, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,954 (100%) |
| Owner Occupied HU | 2,253 (76.3%) |
| Renter Occupied HU | 409 (13.8%) |
| Vacant Housing Units | 292 ( 9.9%) |
| Median Home Value | $246,921 |
| Average Home Value | $318,877 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices