9932223004 W Side HwyMc KittrickCA93251

INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 9932223004 W Side Hwy, Mc Kittrick, CA, 93251 in Mc Kittrick is straightforward: $350,000 in, $2,600/mo in rent, $435/mo out after debt service. The 8.92% gross yield and 1.65 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $96,699 by year five. With $3,224/yr in principal equity, the total cumulative return is projected at $160,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.2% |
| Monthly Cash Flow | $435 | $350 |
City averages based on Mc Kittrick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,600 |
| Total Monthly Debt Service | $2,026 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
6.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93251, Mc Kittrick, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 74 (100%) |
| Owner Occupied HU | 47 (63.5%) |
| Renter Occupied HU | 23 (31.1%) |
| Vacant Housing Units | 4 ( 5.4%) |
| Median Home Value | $195,833 |
| Average Home Value | $283,457 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
24



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Lot
Built in N/A
6.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93251, Mc Kittrick, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 74 (100%) |
| Owner Occupied HU | 47 (63.5%) |
| Renter Occupied HU | 23 (31.1%) |
| Vacant Housing Units | 4 ( 5.4%) |
| Median Home Value | $195,833 |
| Average Home Value | $283,457 |
Housing Distribution
Address Breakdown
Residential
31
Single Family
31
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











