14555 Belleflower RdSanta MargaritaCA93453
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow14555 Belleflower Rd, Santa Margarita, CA, 93453 in Santa Margarita is a top-tier cash-flow asset. At $298,000 it produces $6,818/mo in rent and $4,975/mo in net monthly income, a 27.46% gross rental yield. The DSCR of 5.09 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $59,699. Five-year appreciation adds $82,332, driving a total cumulative return of $433,159.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.5% | 6.0% |
| Monthly Cash Flow | $4,975 | $1,500 |
City averages based on Santa Margarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,818 |
| Total Monthly Debt Service | $1,725 |
| DSCR Ratio | 3.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93453, Santa Margarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,396 (100%) |
| Owner Occupied HU | 807 (57.8%) |
| Renter Occupied HU | 394 (28.2%) |
| Vacant Housing Units | 195 (14.0%) |
| Median Home Value | $879,739 |
| Average Home Value | $1,040,830 |
Housing Distribution
Address Breakdown
Residential
739
Single Family
738
Multi-Family
1
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93453, Santa Margarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,396 (100%) |
| Owner Occupied HU | 807 (57.8%) |
| Renter Occupied HU | 394 (28.2%) |
| Vacant Housing Units | 195 (14.0%) |
| Median Home Value | $879,739 |
| Average Home Value | $1,040,830 |
Housing Distribution
Address Breakdown
Residential
739
Single Family
738
Multi-Family
1
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices