9808 Belladonna DrSan RamonCA94582
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 9808 Belladonna Dr, San Ramon, CA, 94582 in San Ramon at $1,307,000, 3.63% gross yield, is a market-growth asset. Rental yield 3.63%. The $3,892/mo rent partially funds the $5,877/mo debt service; the core return is the 5%/yr price growth projected to add $361,100 over five years. Ziffy Mortgage's DSCR mortgage (0.66) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $198,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 5.0% |
| Monthly Cash Flow | $(4,537) | $1,500 |
City averages based on San Ramon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,892 |
| Total Monthly Debt Service | $8,023 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
3,484 sqft lot
$N/A/sqft
$195 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
3,484 sqft lot
$N/A/sqft
$195 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bilal Salimi • Salimi Investments
Mls Name: Bay East AOR
Mls Provider:
Mls ID: #41103795
Disclaimer: Bay East 2025, CCAR 2025, bridgeMLS 2025. Information Deemed Reliable but not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used or any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2025-10-07 02:18:00 PDT.