97693 State Line LnNew Pine CreekOR97635
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 97693 State Line Ln, New Pine Creek, OR, 97635 in New Pine Creek: $1,786/mo in rent, $1,148/mo net, 20.27% gross yield, all on a $105,700 acquisition. The 3.76 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $29,203 in value, and $974/yr in principal paydown steadily builds equity. Projected total cumulative return: $113,933.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.3% | 6.2% |
| Monthly Cash Flow | $1,148 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,786 |
| Total Monthly Debt Service | $596 |
| DSCR Ratio | 3.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97635, New Pine Creek, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 70 (100%) |
| Owner Occupied HU | 39 (55.7%) |
| Renter Occupied HU | 13 (18.6%) |
| Vacant Housing Units | 18 (25.7%) |
| Median Home Value | $239,773 |
| Average Home Value | $281,474 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97635, New Pine Creek, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 70 (100%) |
| Owner Occupied HU | 39 (55.7%) |
| Renter Occupied HU | 13 (18.6%) |
| Vacant Housing Units | 18 (25.7%) |
| Median Home Value | $239,773 |
| Average Home Value | $281,474 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A