11899 Blue Rock RdNew Pine CreekOR97635
INVESTMENT ANALYSIS
Investment Verdict
Solid Income11899 Blue Rock Rd, New Pine Creek, OR, 97635 in New Pine Creek is a solid income-producing rental, 9.57% gross yield, $937/mo rent, $228/mo net cash flow on a $117,500 buy. DSCR 1.77 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $32,463 and $1,082/yr in principal reduction project a total cumulative return of $59,164.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $228 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $937 |
| Total Monthly Debt Service | $663 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1992
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97635, New Pine Creek, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 70 (100%) |
| Owner Occupied HU | 39 (55.7%) |
| Renter Occupied HU | 13 (18.6%) |
| Vacant Housing Units | 18 (25.7%) |
| Median Home Value | $239,773 |
| Average Home Value | $281,474 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1992
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97635, New Pine Creek, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 70 (100%) |
| Owner Occupied HU | 39 (55.7%) |
| Renter Occupied HU | 13 (18.6%) |
| Vacant Housing Units | 18 (25.7%) |
| Median Home Value | $239,773 |
| Average Home Value | $281,474 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Cahill • Honker Realty
Mls Name: LCAOR
Mls ID: #3007667