97 Scott Ct #120FolsomCA95630








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Folsom at 97 Scott Ct #120, Folsom, CA, 95630 offers a 23.4% rental yield on a $179,000 purchase with $3,490/mo rent. Total monthly income registers $3,490/mo, and a $876/mo payment leaves $2,383/mo available for distribution. Annual cash flow reaches $28,593/yr on $59,339 to close, and return on cash invested stands at 68.1% in year one. Equity gained on principal adds $1,155/yr while 5% annual appreciation supports $49,454 over five years. Portfolio math shows five-year ROI at 361.25% and total cumulative return in cash at $214,359. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,490/mo property income against a $876/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Manufactured
Built in 1975
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95630, Folsom, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 34,418 (100%) |
| Owner Occupied HU | 22,461 (65.3%) |
| Renter Occupied HU | 9,898 (28.8%) |
| Vacant Housing Units | 2,059 ( 6.0%) |
| Median Home Value | $732,244 |
| Average Home Value | $749,661 |
Housing Distribution
Address Breakdown
Residential
32,491
Single Family
26,905
Multi-Family
5,586
Businesses
2,075
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Listed by: Jessica LaMar • House Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224070866
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








