4537 Greenholme Dr APT 2SacramentoCA95842
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 4537 Greenholme Dr APT 2, Sacramento, CA, 95842 in Sacramento achieves a 1.75 ratio at $153,000: $1,202/mo rent versus $688/mo debt service. Rental yield 9.52%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.52% yield compounds alongside 5% annual appreciation projecting $42,271 in value. Total projected cumulative return: $45,333.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 4.8% |
| Monthly Cash Flow | $(219) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,202 |
| Total Monthly Debt Service | $1,372 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
2,300 sqft lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95842, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,081 (100%) |
| Owner Occupied HU | 6,153 (50.9%) |
| Renter Occupied HU | 5,672 (46.9%) |
| Vacant Housing Units | 256 ( 2.1%) |
| Median Home Value | $399,561 |
| Average Home Value | $431,846 |
Housing Distribution
Address Breakdown
Residential
11,914
Single Family
11,408
Multi-Family
506
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
2,300 sqft lot
$N/A/sqft
$330 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95842, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,081 (100%) |
| Owner Occupied HU | 6,153 (50.9%) |
| Renter Occupied HU | 5,672 (46.9%) |
| Vacant Housing Units | 256 ( 2.1%) |
| Median Home Value | $399,561 |
| Average Home Value | $431,846 |
Housing Distribution
Address Breakdown
Residential
11,914
Single Family
11,408
Multi-Family
506
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Boudier • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225061463
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