9396 E Gilford Davis RdGlen Saint MaryFL32040
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9396 E Gilford Davis Rd, Glen Saint Mary, FL, 32040 in Glen Saint Mary speaks for itself: 17.47% gross on a $121,036 price, generating $1,762/mo in rent and $958/mo in net income after the $544/mo debt service. DSCR 3.24, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,501 stacks alongside $33,440 in projected five-year appreciation and $1,115/yr in principal reduction. Projected total cumulative return: $107,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.5% | 6.0% |
| Monthly Cash Flow | $958 | $400 |
City averages based on Glen Saint Mary market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,762 |
| Total Monthly Debt Service | $755 |
| DSCR Ratio | 2.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32040, Glen Saint Mary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,255 (100%) |
| Owner Occupied HU | 2,572 (79.0%) |
| Renter Occupied HU | 478 (14.7%) |
| Vacant Housing Units | 205 ( 6.3%) |
| Median Home Value | $274,365 |
| Average Home Value | $342,029 |
Housing Distribution
Address Breakdown
Residential
2,995
Single Family
2,995
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32040, Glen Saint Mary, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,255 (100%) |
| Owner Occupied HU | 2,572 (79.0%) |
| Renter Occupied HU | 478 (14.7%) |
| Vacant Housing Units | 205 ( 6.3%) |
| Median Home Value | $274,365 |
| Average Home Value | $342,029 |
Housing Distribution
Address Breakdown
Residential
2,995
Single Family
2,995
Multi-Family
0
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A