5621 WILLOW RoadMacclennyFL32063
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5621 WILLOW Road, Macclenny, FL, 32063 in Macclenny at $210,000 earns $1,507/mo in rent and nets $114/mo after the $944/mo payment, a 8.61% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,019 over five years. Ziffy Mortgage underwrites this on a 1.60 DSCR without U.S. credit history. With $1,934/yr in principal paydown, total projected return reaches $87,391.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $114 | $300 |
City averages based on Macclenny market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,507 |
| Total Monthly Debt Service | $1,310 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32063, Macclenny, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,418 (100%) |
| Owner Occupied HU | 3,835 (70.8%) |
| Renter Occupied HU | 1,261 (23.3%) |
| Vacant Housing Units | 322 ( 5.9%) |
| Median Home Value | $261,008 |
| Average Home Value | $291,361 |
Housing Distribution
Address Breakdown
Residential
5,341
Single Family
5,297
Multi-Family
44
Businesses
483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32063, Macclenny, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,418 (100%) |
| Owner Occupied HU | 3,835 (70.8%) |
| Renter Occupied HU | 1,261 (23.3%) |
| Vacant Housing Units | 322 ( 5.9%) |
| Median Home Value | $261,008 |
| Average Home Value | $291,361 |
Housing Distribution
Address Breakdown
Residential
5,341
Single Family
5,297
Multi-Family
44
Businesses
483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices