93 Pinch StreetScotlandCT06247
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow93 Pinch Street, Scotland, CT, 06247 in Scotland earns its strong cash-flow label: 11.11% yield, $2,101/mo rent, $559/mo net income, DSCR 2.06. The $227,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $62,716 by year five. Combined with $2,091/yr in principal paydown, total projected return reaches $122,625.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 9.0% |
| Monthly Cash Flow | $559 | $1,500 |
City averages based on Scotland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,101 |
| Total Monthly Debt Service | $1,452 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06247, Hampton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,136 (100%) |
| Owner Occupied HU | 963 (84.8%) |
| Renter Occupied HU | 118 (10.4%) |
| Vacant Housing Units | 55 ( 4.8%) |
| Median Home Value | $420,142 |
| Average Home Value | $485,724 |
Housing Distribution
Address Breakdown
Residential
970
Single Family
970
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06247, Hampton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,136 (100%) |
| Owner Occupied HU | 963 (84.8%) |
| Renter Occupied HU | 118 (10.4%) |
| Vacant Housing Units | 55 ( 4.8%) |
| Median Home Value | $420,142 |
| Average Home Value | $485,724 |
Housing Distribution
Address Breakdown
Residential
970
Single Family
970
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Mahr • RE/MAX Bell Park Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24095891
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.