








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Lowell at 92 12th St, Lowell, MA, 01850 offers a 9.58% rental yield on a $500,000 purchase with $3,991/mo rent. Total monthly income registers $3,991/mo, and a $2,447/mo payment leaves $840/mo available for distribution. Annual cash flow reaches $10,078/yr on $165,750 to close, and return on cash invested stands at 25.99% in year one. Equity gained on principal adds $3,226/yr while 5% annual appreciation supports $138,141 over five years. Portfolio math shows five-year ROI at 135.59% and total cumulative return in cash at $224,744. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,991/mo property income against a $2,447/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1880
3,485 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 01850, Lowell, MA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,045 (100%) |
| Owner Occupied HU | 2,680 (44.3%) |
| Renter Occupied HU | 3,077 (50.9%) |
| Vacant Housing Units | 288 ( 4.8%) |
| Median Home Value | $443,973 |
| Average Home Value | $483,436 |
Residential
5,755
Single Family
5,000
Multi-Family
755
Businesses
163
Date | Event | Price |
|---|---|---|
| 2025-06-30 | Sold | $500,000 |
| 2025-05-13 | Contingent | $475,000 |
| 2025-05-07 | Listed for sale | $475,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-10-18 | $4671.00 | 5.92% | $392,200 | 10.45% |
| 2023-10-18 | $4410.00 | 14.04% | $355,100 | 23.60% |
| 2022-10-18 | $3867.00 | N/A | $287,300 | N/A |



Listed by: Shalmai Hernandez • Keller Williams Realty-Merrimack
Mls Name: MLS PIN
Mls ID: #73371323
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