906 Cherokee StOskaloosaKS66066
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 906 Cherokee St, Oskaloosa, KS, 66066 in Oskaloosa. Priced at $155,000, it generates $1,644/mo in gross rent and $613/mo in net monthly cash flow, a 12.73% yield that comfortably supports the 2.36 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,354. Five-year appreciation: $42,824. Equity from principal paydown: $1,428/yr. Total projected cumulative return: $98,562.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 7.0% |
| Monthly Cash Flow | $613 | $350 |
City averages based on Oskaloosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,644 |
| Total Monthly Debt Service | $970 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66066, Oskaloosa, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,116 (100%) |
| Owner Occupied HU | 819 (73.4%) |
| Renter Occupied HU | 199 (17.8%) |
| Vacant Housing Units | 98 ( 8.8%) |
| Median Home Value | $224,543 |
| Average Home Value | $268,132 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
982
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66066, Oskaloosa, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,116 (100%) |
| Owner Occupied HU | 819 (73.4%) |
| Renter Occupied HU | 199 (17.8%) |
| Vacant Housing Units | 98 ( 8.8%) |
| Median Home Value | $224,543 |
| Average Home Value | $268,132 |
Housing Distribution
Address Breakdown
Residential
982
Single Family
982
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices