8659 Hilltop RdOzawkieKS66070
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8659 Hilltop Rd, Ozawkie, KS, 66070 in Ozawkie at $189,000 earns $1,419/mo in rent and nets $67/mo after the $850/mo payment, a 9.01% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $52,217 over five years. Ziffy Mortgage underwrites this on a 1.67 DSCR without U.S. credit history. With $1,741/yr in principal paydown, total projected return reaches $76,751.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $67 | $200 |
City averages based on Ozawkie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,419 |
| Total Monthly Debt Service | $1,277 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
N/A lot
$N/A/sqft
$1,140 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66070, Ozawkie, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,159 (100%) |
| Owner Occupied HU | 927 (80.0%) |
| Renter Occupied HU | 97 ( 8.4%) |
| Vacant Housing Units | 135 (11.6%) |
| Median Home Value | $229,484 |
| Average Home Value | $264,385 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,054
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
N/A lot
$N/A/sqft
$1,140 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66070, Ozawkie, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,159 (100%) |
| Owner Occupied HU | 927 (80.0%) |
| Renter Occupied HU | 97 ( 8.4%) |
| Vacant Housing Units | 135 (11.6%) |
| Median Home Value | $229,484 |
| Average Home Value | $264,385 |
Housing Distribution
Address Breakdown
Residential
1,054
Single Family
1,054
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Micquelyn Malina • KELLER WILLIAMS REALTY PARTNERS
Mls Name: LBORMLS
Mls Provider:
Mls ID: #162947
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