








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Saint Simons Island at 902 Reserve Ln, Saint Simons Island, GA, 31522 generates $4,186/mo in rent and, after a $2,643/mo payment, leaves $677/mo in cash flow. Total monthly income is $4,186/mo, and annual cash flow is $8,128/yr on $177,660 invested. Return on cash invested sits at 24.64% in year one, and rental yield is 9.3% on a $540,000 entry. Equity gained on principal adds $3,485/yr, while 5% annual appreciation builds toward $149,192 over five years. Five-year ROI reaches 128.58% and total cumulative return in cash sums $228,434. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $4,186/mo property income rather than buyer’s personal income.
Townhouse
Built in 2015
2,178 sqft lot
$N/A/sqft
$210 monthly HOA
Neighborhood data shown for ZIP Code: 31522, Saint Simons Island, GA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,280 (100%) |
| Owner Occupied HU | 6,783 (55.2%) |
| Renter Occupied HU | 1,468 (12.0%) |
| Vacant Housing Units | 4,029 (32.8%) |
| Median Home Value | $607,719 |
| Average Home Value | $700,965 |
Residential
11,268
Single Family
9,782
Multi-Family
1,486
Businesses
1,233
Date | Event | Price |
|---|---|---|
| 2025-10-04 | Listing removed | $5,500 |
| 2025-09-30 | Listed for rent | $5,500 |
| 2025-09-12 | Listed for sale | $610,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-10-14 | $4627.94 | 25.72% | $183,240 | 29.22% |
| 2022-10-14 | $3681.20 | 7.65% | $141,800 | 11.30% |
| 2021-10-14 | $3419.56 | N/A | $127,400 | N/A |



Listed by: Giselle Hernandez • Duckworth Properties BWK
Mls Name: GIAOR
Mls ID: #1639472
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.