897 Lucent St, El Dorado Hills, CA, 95762 | $170/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in El Dorado Hills at 897 Lucent St, El Dorado Hills, CA, 95762 offers a 7.78% rental yield on a $573,990 purchase with $3,720/mo rent. Total monthly income registers $3,720/mo, and a $2,809/mo payment leaves $170/mo available for distribution. Annual cash flow reaches $2,035/yr on $188,843 to close, and return on cash invested stands at 21.14% in year one. Equity gained on principal adds $3,704/yr while 5% annual appreciation supports $158,583 over five years. Portfolio math shows five-year ROI at 109.4% and total cumulative return in cash at $206,586. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,720/mo property income against a $2,809/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95762, El Dorado Hills, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,705 (100%)
Owner Occupied HU	16,315 (82.8%)
Renter Occupied HU	2,628 (13.3%)
Vacant Housing Units	762 ( 3.9%)
Median Home Value	$897,383
Average Home Value	$1,030,046