1135 Bengal LoopRocklinCA95765
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1135 Bengal Loop, Rocklin, CA, 95765 in Rocklin is straightforward: $487,990 in, $3,420/mo in rent, $227/mo out after debt service. The 8.41% gross yield and 1.56 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $134,823 by year five. With $4,494/yr in principal equity, the total cumulative return is projected at $210,895.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $227 | $1,200 |
City averages based on Rocklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $2,825 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1,860 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95765, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,208 (100%) |
| Owner Occupied HU | 10,990 (67.8%) |
| Renter Occupied HU | 4,582 (28.3%) |
| Vacant Housing Units | 636 ( 3.9%) |
| Median Home Value | $720,882 |
| Average Home Value | $783,079 |
Housing Distribution
Address Breakdown
Residential
15,572
Single Family
12,324
Multi-Family
3,248
Businesses
847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1,860 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95765, Rocklin, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,208 (100%) |
| Owner Occupied HU | 10,990 (67.8%) |
| Renter Occupied HU | 4,582 (28.3%) |
| Vacant Housing Units | 636 ( 3.9%) |
| Median Home Value | $720,882 |
| Average Home Value | $783,079 |
Housing Distribution
Address Breakdown
Residential
15,572
Single Family
12,324
Multi-Family
3,248
Businesses
847
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melody Elskes • KB HOME Sales-Northern California Inc
Mls Name: MetroList Services of CA
Mls ID: #226015221