870 SW 129th Pl APT 207MiamiFL33184
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow870 SW 129th Pl APT 207, Miami, FL, 33184 in Miami earns its strong cash-flow label: 14.79% yield, $2,600/mo rent, $870/mo net income, DSCR 2.74. The $211,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $58,295 by year five. Combined with $1,943/yr in principal paydown, total projected return reaches $137,783.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 5.8% |
| Monthly Cash Flow | $870 | $1,850 |
City averages based on Miami market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,600 |
| Total Monthly Debt Service | $1,647 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
N/A lot
$N/A/sqft
$259 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
N/A lot
$N/A/sqft
$259 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elizabeth Morales • Bahia International Realty
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11724007
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