8406 Forest RidgeSan AntonioTX78239
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8406 Forest Ridge, San Antonio, TX, 78239 in San Antonio at $175,000 earns $1,378/mo in rent and nets $134/mo after the $787/mo payment, a 9.45% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $48,349 over five years. Ziffy Mortgage underwrites this on a 1.75 DSCR without U.S. credit history. With $1,612/yr in principal paydown, total projected return reaches $75,693.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $134 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,378 |
| Total Monthly Debt Service | $1,175 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
4,573 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
4,573 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lenora Cromer • Simmonds Real Estate Inc.
Mls Name: LERA MLS
Mls ID: #1941202