8114 Oak Trace Way UNIT DTampaFL33634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow8114 Oak Trace Way UNIT D, Tampa, FL, 33634 in Tampa earns its strong cash-flow label: 12.9% yield, $2,377/mo rent, $675/mo net income, DSCR 2.39. The $221,200 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $61,113 by year five. Combined with $2,037/yr in principal paydown, total projected return reaches $128,748.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.9% | 3.0% |
| Monthly Cash Flow | $675 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,377 |
| Total Monthly Debt Service | $1,614 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
871 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33634, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,648 (100%) |
| Owner Occupied HU | 4,746 (54.9%) |
| Renter Occupied HU | 3,355 (38.8%) |
| Vacant Housing Units | 547 ( 6.3%) |
| Median Home Value | $343,248 |
| Average Home Value | $391,393 |
Housing Distribution
Address Breakdown
Residential
8,168
Single Family
6,235
Multi-Family
1,933
Businesses
1,442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
871 sqft lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33634, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,648 (100%) |
| Owner Occupied HU | 4,746 (54.9%) |
| Renter Occupied HU | 3,355 (38.8%) |
| Vacant Housing Units | 547 ( 6.3%) |
| Median Home Value | $343,248 |
| Average Home Value | $391,393 |
Housing Distribution
Address Breakdown
Residential
8,168
Single Family
6,235
Multi-Family
1,933
Businesses
1,442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices