8112 Clayton Rd, Harbor Springs, MI, 49740 | $2,329/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Harbor Springs at 8112 Clayton Rd, Harbor Springs, MI, 49740 with 5% annual appreciation on a $199,000 basis while $3,641/mo rent supports operations. Total monthly income totals $3,641/mo and a $974/mo payment preserves $2,329/mo for cash returns. Annual cash flow comes to $27,944/yr on $65,969 deployed, and return on cash invested reaches 62.27% in year one. Equity gained on principal adds $1,284/yr, and five-year appreciation sums $54,980 alongside rental yield of 21.96%. Five-year ROI measures 330.53% and total cumulative return in cash totals $218,046.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,641/mo property income versus a $974/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in N/A

1.90 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49740, Harbor Springs, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,444 (100%)
Owner Occupied HU	3,072 (47.7%)
Renter Occupied HU	529 ( 8.2%)
Vacant Housing Units	2,843 (44.1%)
Median Home Value	$375,000
Average Home Value	$480,244