800 S Meridian RdMeridianCA95957
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing800 S Meridian Rd, Meridian, CA, 95957 in Meridian is a stable, well-positioned rental at $675,000. Rental yield 6.45%. DSCR 1.20 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $186,490 in value and $6,217/yr in principal paydown builds equity, a total projected return of $220,896.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.0% |
| Monthly Cash Flow | $(546) | $1,200 |
City averages based on Meridian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,630 |
| Total Monthly Debt Service | $3,907 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95957, Meridian, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 302 (100%) |
| Owner Occupied HU | 162 (53.6%) |
| Renter Occupied HU | 114 (37.7%) |
| Vacant Housing Units | 26 ( 8.6%) |
| Median Home Value | $476,087 |
| Average Home Value | $576,481 |
Housing Distribution
Address Breakdown
Residential
154
Single Family
154
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95957, Meridian, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 302 (100%) |
| Owner Occupied HU | 162 (53.6%) |
| Renter Occupied HU | 114 (37.7%) |
| Vacant Housing Units | 26 ( 8.6%) |
| Median Home Value | $476,087 |
| Average Home Value | $576,481 |
Housing Distribution
Address Breakdown
Residential
154
Single Family
154
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amber West Torres • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225097266