8 Amherst DrLong ValleyNJ07853
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8 Amherst Dr, Long Valley, NJ, 07853 in Long Valley is a solid income-producing rental, 9.77% gross yield, $6,007/mo rent, $619/mo net cash flow on a $737,500 buy. DSCR 1.81 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $203,758 and $6,792/yr in principal reduction project a total cumulative return of $323,080.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $619 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,007 |
| Total Monthly Debt Service | $5,095 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07853, Long Valley, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,421 (100%) |
| Owner Occupied HU | 3,960 (89.6%) |
| Renter Occupied HU | 359 ( 8.1%) |
| Vacant Housing Units | 102 ( 2.3%) |
| Median Home Value | $650,057 |
| Average Home Value | $737,239 |
Housing Distribution
Address Breakdown
Residential
4,354
Single Family
4,354
Multi-Family
0
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07853, Long Valley, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,421 (100%) |
| Owner Occupied HU | 3,960 (89.6%) |
| Renter Occupied HU | 359 ( 8.1%) |
| Vacant Housing Units | 102 ( 2.3%) |
| Median Home Value | $650,057 |
| Average Home Value | $737,239 |
Housing Distribution
Address Breakdown
Residential
4,354
Single Family
4,354
Multi-Family
0
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices