79 Pleasant StreetNorthfieldVT05663
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 79 Pleasant Street, Northfield, VT, 05663 in Northfield: $2,309/mo in rent, $320/mo in net income, 9.27% gross yield, 1.72 DSCR, all at $299,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $82,608 in appreciation and $2,754/yr in principal paydown projects total cumulative return of $134,628.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $320 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,309 |
| Total Monthly Debt Service | $1,870 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05663, Northfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,658 (100%) |
| Owner Occupied HU | 1,653 (62.2%) |
| Renter Occupied HU | 664 (25.0%) |
| Vacant Housing Units | 341 (12.8%) |
| Median Home Value | $335,681 |
| Average Home Value | $351,184 |
Housing Distribution
Address Breakdown
Residential
2,014
Single Family
1,929
Multi-Family
85
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05663, Northfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,658 (100%) |
| Owner Occupied HU | 1,653 (62.2%) |
| Renter Occupied HU | 664 (25.0%) |
| Vacant Housing Units | 341 (12.8%) |
| Median Home Value | $335,681 |
| Average Home Value | $351,184 |
Housing Distribution
Address Breakdown
Residential
2,014
Single Family
1,929
Multi-Family
85
Businesses
122
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kate Root • Green Light Real Estate - Barre
Mls Name: PrimeMLS
Mls ID: #5074028