7823 State Highway 8DouglassvilleTX75560
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 7823 State Highway 8, Douglassville, TX, 75560 in Douglassville is narrow, $128/mo net on $1,481/mo rent after the $855/mo debt service, but the property operates at break-even-plus, not a loss. At $190,250 with a 9.34% yield, the long-run equity case via 5% appreciation ($52,563 over five years) and $1,752/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.73 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $81,205.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $128 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,481 |
| Total Monthly Debt Service | $1,277 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
4.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75560, Douglassville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 553 (100%) |
| Owner Occupied HU | 394 (71.2%) |
| Renter Occupied HU | 51 ( 9.2%) |
| Vacant Housing Units | 108 (19.5%) |
| Median Home Value | $114,500 |
| Average Home Value | $139,137 |
Housing Distribution
Address Breakdown
Residential
465
Single Family
465
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
4.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75560, Douglassville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 553 (100%) |
| Owner Occupied HU | 394 (71.2%) |
| Renter Occupied HU | 51 ( 9.2%) |
| Vacant Housing Units | 108 (19.5%) |
| Median Home Value | $114,500 |
| Average Home Value | $139,137 |
Housing Distribution
Address Breakdown
Residential
465
Single Family
465
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brooke Strange • RE/MAX Preferred
Mls Name: TMLS
Mls ID: #116184
Disclaimer: Copyright Texarkana Board of Realtors. Information is deemed reliable but not guaranteed.