75 Cyprus RdMc LainMS39456
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Mc Lain rental at 75 Cyprus Rd, Mc Lain, MS, 39456 sits in the solid-income band: 9.63% gross yield, $1,284/mo rent, $305/mo net after the $719/mo debt service, DSCR 1.79. Entry price of $160,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $44,205 and $1,474/yr in principal reduction bring total cumulative return to $80,260.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $305 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,284 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
7 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39456, Mc Lain, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 610 (100%) |
| Owner Occupied HU | 418 (68.5%) |
| Renter Occupied HU | 56 ( 9.2%) |
| Vacant Housing Units | 136 (22.3%) |
| Median Home Value | $128,261 |
| Average Home Value | $181,208 |
Housing Distribution
Address Breakdown
Residential
458
Single Family
458
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
7 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39456, Mc Lain, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 610 (100%) |
| Owner Occupied HU | 418 (68.5%) |
| Renter Occupied HU | 56 ( 9.2%) |
| Vacant Housing Units | 136 (22.3%) |
| Median Home Value | $128,261 |
| Average Home Value | $181,208 |
Housing Distribution
Address Breakdown
Residential
458
Single Family
458
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nikki Merritt • Better Homes & Gardens RE Traditions
Mls Name: MLS United
Mls ID: #4127490